CalPERS Home Loans

CalPERS home loans assist members of CalPERS, LRS, & JRSwith buying a home or a mortgage refinance at competitive mortgage rates, preferred loan terms, and discounted loan fees.

CalPERS home loans offer many advantages to CalPERS members such as: 100% financing*,  60 Day mortgage rate lockand the CalPERS mortgage rate roll-down* benefit.

Learn more about the advantages of CalPERS home loans.

Get Started with CalPERS home loans

CalPERS Loan Programs

  • Buying a Home
  • Mortgage Refinancing
  • Conv. CalPERS Loans
  • Jumbo CalPERS Loan
  • FHA CalPERS Loans
  • 100% CalPERS Loans
CalPERS Loan Qualifying

  • Eligibility
  • Income
  • Credit
  • Savings
  • Closing Costs
  • Documents Needed
Apply for CalPERS Loan

  • Online 
  • Download Application
  • Phone
  • Fax
  • In-Person
  • Mail
Free Services

  • Free Pre-Qualification
  • Free Pre-Approval
  • Interest Rate Tracking
  • Free Rate Lock-In
  • Debt Free Report
  • Refinance Analysis

  • Download Application
  • CalPERS Loan Forms
  • Glossary of Terms
  • FHA Loan Limit Search
  • Real Estate Resources
  • Search Site
Buying a Home w/ CalPERS

Buying or Selling a Home? 

CalPERS SMARTMOVEŽ program offers a cash rebate when buying or selling a home.Learn about CalPERS SMARTMOVEŽ